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What is a VA Certificate of Eligibility?

Writer's picture: Nichole FoxNichole Fox

In order to qualify for a low interest VA Loan with no down payment, you must have a VA Certificate of Eligibility, which is available to those people who serve or have served in the armed forces. The Certificate of Eligibility (COE) is a formal document that explains what VA entitlement, if any, you possess.


Don't worry! Freedomstar Financial can submit your COE requests through the department's Automated Certificate of Eligibility system. In most cases, we can obtain your COE in a matter of minutes. Call one of our VA Loan representatives at 888-659-0033 today to get started.


If you would like to obtain a certificate, yourself, you can do so by filling out the Certificate of Eligibility Request Form (VA Form 261880), which can be downloaded on the Veterans Administration’s website and then mailed in. However, be patient. The approval process can take a few weeks.

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